We've all struggled through the various stay-at-home mandates over the past few months. The Covid-19 news is never far from our minds. Our economy is taking a beating, and people are wondering if there will be a housing crisis like we went through in 2008. With the national unemployment rates at an all-time high, let … Continue reading Is It Time To Sell My House?
Here's the scenario: You've found a great house, and you're excited about the prospect of moving in. You have an agent making sure all the I's are dotted and all the T's are crossed to get you to the closing table. It's just a matter of time. You drive by the house at least once … Continue reading Don’t Sabotage Your Home Loan!
Or - When was the last time you actually reviewed your homeowner's insurance policy? With the recent surge in appreciation of home values, and the number of people making capital improvements to their homes, many homeowners might be surprised to discover that they are now woefully under-insured. If you are like most homeowners, when you … Continue reading Is There Something Your Insurance Agent Isn’t Telling You?
How does a potential home seller make his or her house stand out, so it will be the one in your neighborhood or on your street that sells? Here are seven things that will put you ahead of your competition if you do them. If you don't, you'll just be another home owner with a … Continue reading 7 Secrets to Selling Your Home in Shreveport’s Market
Here, in a nutshell are the steps every home buyer should take before venturing out to look for a new home. Decide what you can afford Generally, you can afford a home equal in value to between two and three times your gross income. I advise to begin looking at homes in the lower end … Continue reading Do You Know How to Prepare for Home Ownership?
This really should probably be a dually-authored post, since my sister, Bayou Woman, and I are co-discoverers of this malady. Well, we came up with the acronym anyway. Before I tell you what the acronym stands for and to help you determine if you also suffer from this blight on humanity, see if any of this sounds familiar. … Continue reading HISMS Strike Again! (For Women Only 😉 )
Loan Pre-Approval Getting pre-qualified was enough in days gone by, but not in today's market. This is the only way you will know what price range to begin looking in and the only way a seller can have confidence in your offer. Make sure you have enough in savings to cover the down payment AND closing costs. … Continue reading How Much House Can I Afford?
What do you do if you're ready to buy a home and the lender you've done business with in the past is no longer around? How do you know which lender to choose? Everyone would agree that it's important to pick a mortgage company that is reputable and will do a good job. After all, if … Continue reading Five Tips for Finding a Mortgage Lender
As I stated in an earlier post, getting pre-approved for a loan can go a long way in your negotiating power when buying a home. It puts you in a much stronger position than someone who hasn't yet talked to a lender, but thinks he can get the financing, no sweat. A seller will think … Continue reading Mortgage Application Checklist