JUST FOR FUN!....... I am a full time agent. This is my chosen career. I love what I do and always strive to become better at it. Yet as I work with other agents, I sometimes run across those that make me say “What the h-e-double hockey sticks?” So in the interest of the public good, my friend from ActiveRain, Lisa … Continue reading You Might Need a New Agent if…
Once you've made the decision to buy a house, whether it's your first or fifth, there are some things to keep in mind as you view possible new homes. You are a "good" client, so you've already spoken to a lender, and know what price range to narrow those choices down to. You most surely … Continue reading Do You Think Like a Seller When You’re House Shopping?
Here's the scenario: You've found a great house, and you're excited about the prospect of moving in. You have an agent making sure all the I's are dotted and all the T's are crossed to get you to the closing table. It's just a matter of time. You drive by the house at least once … Continue reading Don’t Sabotage Your Home Loan!
Here, in a nutshell are the steps every home buyer should take before venturing out to look for a new home. Decide what you can afford Generally, you can afford a home equal in value to between two and three times your gross income. I advise to begin looking at homes in the lower end … Continue reading Do You Know How to Prepare for Home Ownership?
Loan Pre-Approval Getting pre-qualified was enough in days gone by, but not in today's market. This is the only way you will know what price range to begin looking in and the only way a seller can have confidence in your offer. Make sure you have enough in savings to cover the down payment AND closing costs. … Continue reading How Much House Can I Afford?
What do you do if you're ready to buy a home and the lender you've done business with in the past is no longer around? How do you know which lender to choose? Everyone would agree that it's important to pick a mortgage company that is reputable and will do a good job. After all, if … Continue reading Five Tips for Finding a Mortgage Lender
As I stated in an earlier post, getting pre-approved for a loan can go a long way in your negotiating power when buying a home. It puts you in a much stronger position than someone who hasn't yet talked to a lender, but thinks he can get the financing, no sweat. A seller will think … Continue reading Mortgage Application Checklist
Here is a short little primer on where to begin once you have decided it's time to buy a home. Loan Pre-Approval Go through the steps to get pre-approved for a loan. Since the housing market melt down, it's not enough to say that you can qualify for a loan. Getting pre-qualified was enough in days gone by, … Continue reading Home Buying 101
If you're in the market to buy a house, you may think the first thing to do is to hop in the car with your agent and go look at houses. I'm sorry to have to tell you -- you'd be wrong. The first step in your home-buying journey is to secure your financing. Do … Continue reading The First Thing Every Buyer Should Do
I feel compelled to write this post, because most first time home buyers have no clue as to the process of buying a home, but they don't know that they don't know the process. They think they know, but they don't. So this post is a short little primer on what happens when you decide … Continue reading First Time Home Buyers and Closing Costs